Golly Ghee I Wonder Why They're So Concerned About My Reproductive Health. - Tumblr Posts

1 year ago

Trans healthcare is Bullsh*t

Long vent post, cause I'm mad and need to release the feelings back into their natural habitat. Had less than two weeks to go before the hysterectomy I've been trying to get for almost five years, and insurance has denied my appeal. Again. Very clearly for the last time. The rejection letter deemed the surgery "Not medically necessary" and with the context of past interactions I don't think I could have heard the "Fuck off looser" more clearly if someone had told me in person. My first appointment for this surgery was in June, and I had already been waiting for years at that point. I thought had been very careful to get everything set up, and get all my letters of referral and paperwork strait before hand. Except my insurance specifically apparently had a whole extra qualification for this surgery, that does not apply to anyone else in my state, and that no one told me about because the provider I've been going through for my care has never had anyone bring up that requirement before. That being that I needed to have been seeing a therapist specifically for my gender dysphoria for at least 12 months before hand. So. Had to cancel my appointment for that. The new surgery date I got moved things for enough out that my two letters of referral for reproductive surgery, which have to be less than a year old, expired. For the third time. But that gave me a chance to try and fudge the therapist thing. I went back to the same therapists who gave me the letters last year, exactly one year after my last appointment, and they signed off that I'd been seeing them for 12 months. So we turned that in and filed an appeal. That's where it started getting really, really obvious that my insurance was bullshitting us. I currently make just barely too much money to qualify for my state's government insurance plan. (which sucks because Oregon state insurance actually covers transgender care.) But I don't have enough money to pay for my own insurance. I've been on a family plan from my parents. In fact I specifically moved back in with my parents so I would be covered by it. But I age out on my next birthday, which is January 10th. So it's become increasingly obvious over the last few months that insurance was just stalling for time until they didn't have to deal with me anymore. After I turned in the appeal with evidence that I'd been seeing a mental health provider for 12 months, along with my new letters of referral, I didn't hear back from them. Got to within a week of surgery. Contacted surgery scheduling, and they said I hadn't been approved. Contacted my rep. Apparently, they had never received any appeal letters. That was bull crap, btw, because when we re-scheduled things again, and me, my provider, and my rep all made absolutely sure to send things through the proper channels, the exact same thing happened a second time. And at that point it was late October, and the next appointment was Dec 4th. So we re-appealed. Again. My rep sent stuff up the chain directly, and made sure it got to the people who needed to see it. I was assured that I would have an answer within the week. Three weeks ago. Yesterday, I called my rep to check on things, and she read out my final rejection letter. So. Even if I had time to reschedule again before I age out in a month and a half, it's clearly just not happening on this plan. I'd already started looking for other insurance, but even if I find one I can afford that covers trans care, it will take long enough I'll have to renew all my letters again. The thing that really makes me mad about this is the wording of the rejection. "Not medically necessary." Because I've already had top surgery.

My insurance paid for the large, expensive, invasive, purely cosmetic breast surgery with high risk of complications without throwing a single wrench in things. But a minimally invasive reproductive surgery? When I have a history of painful cramping, irregular periods every 10 to 20 days, and bleeding so heavy and so often I suffer from mild blood loss if my weight dips below 175? When I am literally choosing not to loose weight so I don't constantly pass out, and have been doing so since my mid teens? When I have a family history of cervical or uterine cancer? Oh noooo. We cant have that. It's not medically necessary.


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