Insurance - Tumblr Posts
Why is is so goddamn hard to get some fucking knee braces. I can barely fucking walk. Fuck the health system in this goddamn country.
I just want to know what’s wrong with my body so I can deal with it effectively. Is that really too much to ask for???
So I got home to my parents place yesterday to find out that my doctors request for custom knee braces was denied by my insurance and I’m devastated. I’ve tried so many prefabricated braces and either they don’t fit or don’t do enough and because I don’t have documented loss of muscle tone or a deformity in my knees they denied it. Im majorly hypermobile and my thighs don’t fit into prefabricated braces so unless there’s like a fucking miracle prefabricated brace that I haven’t tried idk what to do. My knees slam back randomly and it hurts so bad, my knees are seriously unstable, and just overall they suck. Fuck insurance why do they get to decide what’s medically necessary
Who the FUCK decided that insurance companies get to decide what’s medically necessary????????
Whelp my knee braces got denied again...
Why the fuck does insurance get to dictate what I need vs don’t need?????
I just want to be able to walk without being in pain. Is that really so much to ask??
So glad to have my phone back. It's all repaired now, let's hope it doesn't go for a swim again #iPhone #waterdamage #insurance #happygay #gayhappy #gaypose #gayselfie #gaylife #gaystagram #instagay #gayfit #gayfollow #smile #happy #instahappy #gayhappy #gayman #blueeyes
Hi! This is an URGENT REQUEST as I cannot go a day without insulin. Currently I am unemployed through no fault of my own. I do not have insurance so I will have to use GoodRx. My insulin is called Afrezza. It costs around $450-$490 depending on the pharmacy I go to. I’m calling for community aid to help me get insulin because the healthcare system failed me.
I hope to raise the full amount today so I can administer my insulin as time is running out.
[boost]
Dogs are the oldest animal companion humans have had since the evolution of mankind. Pets hold an important part in our lives hence it’s important to keep them safe and sound. Hence, the idea of pet insurance originated.
A lot of Doctors really want to be able to have a "We reserve the right to refuse service to anyone" sign, but since that is illegal they found a work around.
Remember the wide spread Opioid addiction as well as over prescribing Benzos and Amphetamines to children was caused by doctors writing perscriptiins.
Maybe one day they will just legalize drugs and you won't need a fucking doctor to tell you you have the privilege to have your pain treated, or gender affirmed, or any other body autonomy.
yeah so basically when you decide to transition you have to get the approval of cisgender people and tell them deeply personal ideas and history and possible futures you desire oh and also how do you masturbate and what do you think about? also please be in therapy for 1,000 years and talk to therapists and psychiatrists no we don’t really care that this is all expensive as fuck and could easily be funding your transition for months instead. oh and you have to live as your preferred gender before getting hormones. what do you mean this seems cruel and you’re getting harassed? oh you didn’t show signs of dysphoria as a child or teenager and you don’t really have severe dysphoria now we’re sorry but we can’t prescribe you hormones. go home now faggot
How to Grow Up
A guide on how to grow up. It was originally posted by @/friendliness but half the links were broken. So I took what links weren't broken and added other links and more things to know.
This is USA based resources
Personal
Reasons to Stay Alive – A Tumblr post of 116 reasons to stay alive by @/friendliness.
How to Get Better At Asking for Help – Website is Harvard Business Review. The article is “5 Ways to Get Better At Asking for Help” by Wayne Baker.
What to do if you Can’t Afford Therapy – Website is Psych Central and the article is by Steven Rowe.
How to Quit Smoking – “The 22 Best Ways to Quit Smoking” by Debra L. Gordon and David L. Katz M.D. from the Healthy Digest.
How to Legally Change your Name – Website is Forbes.
Wanna Learn Something New? – A Tumblr post made by @/hamletthedane with various new things to try from language learning to ballet.
Free Harvard Courses – Harvard University’s free online courses.
Getting a New Computer? – A quick and dirty comprehensive guide by WIRED on what to look for.
How to Sew – Website is Autodesk Indestructibles. The article is “How to Sew” by Jessyratfink. Having a small sewing kit (that you can pick up from nearly any craft store) is super handy and has saved my life and clothes.
What to Look For in Clothes – A YouTube video by Alyssa Beltempo titled “How to Identify High Quality vs. Poor Quality Clothing | Slow Fashion”. Here’s a WikiHow [x] if a YouTube video isn’t your style.
Home
What’s a mortgage? – Website is realtor.com and the page is called “What is a Mortgage? Home Loan Basics Explained” by Cathie Ericson.
First Apartment Checklist – A checklist PDF. Here’s another link to a Tumblr checklist [x]
What to Ask Landlords Before Renting? – “25 Questions To Ask a Landlord When Renting a Home” by Morgen Henderson.
What’s Renter’s Insurance? – Website is Forbes Advisor. The article is by Jason Metz and titled “How to Get Renters Insurance”.
Plant Care – A master list of how to care for plants made by @/difficults
Job
Time Management – Website is Entrepenuer and has 10 time management tips. One I personally recommend is keeping a physical calendar book on hand. I keep mine in my bag with a designated pen.
Finding the right job – Website is The Muse and it has 13 free career assessment tests.
Make a resume – Website is Resume Now. Many hirers look at your name, the middle of the page (where your experience list is) and skim the rest.
Job Interview Tips – Website is Linkedin. The article is titled “10 Job Interview Tips to Land The Career of Your Dreams” by Caren Merrick.
How to Write a Cover Letter – Website is The Writing Center. University of Winsconsin, Madison. It’s titled “Writing Cover Letters” and I can’t find the author.
Money
Couponing! – Website is Coupon Database :: Southern Savers. It has a list of mobile apps for coupons to places.
Call 211 for Help – the website leads to 211.org. It's anonymous and can help you get connected to food programs, paying bills and things like doctor appointments. Here’s a Tumblr post about it [x] by @/poessionisamyth
Groceries! – This is a Tumblr meme post, but scrolling through tags/reblogs/replies and there’s plenty of good tips. The post is by @/charlotten
What To Do if You Can’t Pay Your Bills – Website is Nolo. The article is “When You Can’t Pay Your Bills: Thiings To Know” that was updated by Amy Loftsgordon.
Are You Paying Too Much for Your Phone Bill? – An article by Beht Beverman titled “How Much is Too Much to Pay for a Cell Phone Bill?”.
54 Ways to Save Money – Website is America Saves.
How to Do Taxes – Website is Wiki-How.
The 70/20/10 Method – Website is Business Insider. The Article is “A Beginners Guide to the 70-20–10 Budgeting Method” by Paul Kim.
Side Hustle Ideas – Website is Forbes. “30 Side Hustle Ideas To Make Extra Money In 2024” by Krista Fabregas.
Emergency
Your Rights When a Cop Pulls you Over – Website is Business Insider. Cops are allowed to lie to you, and they will, so be careful.
Hotline List – The website is DoSomething.org. Depression/Suicide, domestic abuse, child abuse and runaway/homeless/and at-risk youth hotlines.
What to Keep in Your Car – Website is MentalFloss. I live in a snowy area that gets blizzards and bad ice. I keep blankets, water and other aids in my car as well as a knife and road flare. I also own a self jumping car battery and it has saved my ass more than once. Heimlich Maneuver – A one minute video by the Mayo Clinic.
The Heimlich Maneuver on Yourself – A one minute video by The List Show TV.
What to Keep in Your Wallet – Website is PureWow. The article is by Rachel Bowie. Keep your drivers license, medical insurance card, and an emergency contact in your card. If you have a pet home alone make sure that you have a card detailing this. Free printable one here [x]
Traveling
Packing List – Website is Smarter Travel.
Traveling with Little to No Money – Website is Nomadic Matt.
How to Pack a Suitcase – Website is Real Simple. The article is by Thersa O’Rourke.
How to Apply for a Passport – Website is WikkiHow.
Making a Travel Budget – Website is Travel Made Simple. “How to Make a Travel Budget” by Ali Garland
Health Insurance USA reminders
Friendly reminder you only have about one month left to look at health insurance plans for open enrollment. (ends middle of January in 2024). www.healthcare.gov is the best place to shop for insurance plans.
Take it from someone who has a master's degree in public health, here's some tips to make sure you're paying not an arm and leg.
DEDUCTIBLE: Ideally you want it 3k or less PER PERSON. It's the amount of money you pay before insurance decides "hey, let's pay that for you". So this would be things (depending on the exact nature of the plan) like - imaging studies (xrays, ct scans, mris), labwork, specific medical tests (cardiology like stress test, hearing test, sleep tests, etc.)
PREMIUM: this is how much you're paying OUT OF POCKET PER MONTH. A lot of places are trying to advertise big savings. If you're lower income (this depends entirely on your individual state), you might be eligible for up to $100-300 in savings for this (I was lucky and found a plan that only costs $20 a month per these savings).
COPAYS: This is how much you pay the doctor, per visit. BE WARNED! Many plans advertise a low premium (MONTHLY) payment, HOWEVER the deductibles are often EXTREMELY high (5k+) and/or the copays are ridiculously expensive (I've seen them as high as $75-150+ per visit per doctor)
FILTERING PLANS: A lot of places now come with the option of filtering plans out per doctor and/or specific meds you want covered by insurance. Be warned, more rare drugs (ex: specific drugs for specific conditions like narcolepsy drugs) tend to come with more expensive plans since these meds are used solely to treat these uncommon (and/or rare) conditions.
Please, please, please be careful when picking plans. I see so many people blindly pick the $0 a month premium plan but then end up stunned they have to pay $75+ copay per visit. PLEASE look at these fine details.
https://projects.propublica.org/claimfile/
Bookmark this, you just never know when you'll need it.
here's a random word generator--whatever word it gives you is now the thing you are the deity of
safety issues in health management
how do healthcare and insurance providers provide effective damage control for clients all over the place ?
An unwanted record was set in 2023 with 725 large security breaches in healthcare reported to the Department of Health and Human Services Office for Civil Rights, according to The HIPAA Journal.
This beat the record of 720 healthcare security breaches set the previous year.
credits--healthcarefinancenews.com
Fun, someone said the words “prior authorizations” around me and now I’m pissed off at 730am on my day off. I go off on this rant all the time. ALL THE TIME.
Not my meme but figured I'd share for those about to ride out the storm
Edit bc I'm seeing a lot of confused international reblogs: this was posted because of Hurricane Milton absolutely demolishing Florida this week after Helene went through and because US insurance agencies are kind of assholes. Stay safe out there and thanks for signal boosting!
Cоветы по выбору #туристического #страхового #полиса #PZU #Kharkov #Ukraine #Украина #Харьков
Cоветы по выбору #туристического #страхового #полиса #PZU #Kharkov #Ukraine #Украина #Харьков
[adrotate group=”6″] Основная задача — это правильный выбор туристического страхового полиса. Не всегда достаточно будет просто зайти на сайт для сравнения цен и быстро найти возможные варианты, однако, это может еще сильнее поставить в тупик путешественника перед пестрым выбором. Поиск того как найдется то, что действительно надо, потребуется тщательное изучение имеющихся вариантов.…
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Медицинский туризм - не только выгода, но и решение многих проблем получения качественной медицинской помощи
Медицинский туризм – не только выгода, но и решение многих проблем получения качественной медицинской помощи
[adrotate group=”9″] Рост затрат на здравоохранение заставляют современного потребителя искать различные способы сократить расходы и при этом получить качественное медицинское обслуживание, в котором он нуждается. В последние годы появилось еще одно решение. Медицинский туризм объединяет людей, живущих в одной стране путешествовать в другую с целью получить качественную медицинскую помощь,…
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I'm gonna start power walking away from my problems.
"Oh no a phone call from my insurance company? My birthday is wrong? Oh well" and just fucking power walk myself into the sun.